Expanding the Kaia Ecosystem: KIP’s Yield8 Fund Integrates 8percent

Earlier this year, the Kaia DLT Foundation introduced Kaia Investment Partners (KIP); our wholly-owned, institutional-grade investment and incubation arm. KIP’s mandate is clear: to bridge traditional finance with the Kaia ecosystem by deploying structured capital to drive sustainable, real-world value onchain.

This article marks a major milestone for KIP’s Multi-Asset Yield Fund. Yield8, KIP’s flagship tokenized fund designed to capture credit premiums in Asia, has officially added the 8percent Korean P2P Receivables Programme to its portfolio.

KIP Launches Yield8: Your Onchain Gateway to Asian Private Credit Markets

Turn market inefficiencies into yield with Yield8 by KIP. Integrated with SuperEarn, this tokenized fund targets 8%+ APRs by unlocking Asian private credit opportunities. Discover how Kaia and KIP bring compliant, high-yield RWAs directly onchain.

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This addition reflects KIP’s continued focus on regulated, collateral-backed private credit in Asia, and it arrives at a pivotal moment for 8percent as they integrate with Kaia to bring Korean loan receivables to global investors via onchain settlement.

Why 8percent Fits the Yield8 Mandate

Yield8 was built by KIP to pursue sustainable yield backed by tangible real-world assets, emphasizing clear structures, compliance discipline, and repeatable reporting. 8percent stands out as a perfect fit for this institutional-grade mandate because it offers:

• Regulated Origination: 8percent operates with fully regulated origination in South Korea. It is licensed and supervised by the Financial Services Commission (FSC) under the Online Investment-Linked Financial Business Act (온투업).
• Collateral-Backed Exposure: The platform provides collateral-backed loan exposure across two established product types: real estate collateral loans and securities account collateral loans (스탁론).
• Proven Track Record: Established in 2014 as the first-registered 온투업 platform, 8percent combines one of the longest operating track records in the Korean P2P industry with a consistently low delinquency and loss profile across multiple market cycles.

By the Numbers: Institutional-Grade Performance

To build a healthy asset ecosystem, KIP focuses strictly on assets with fundamental intrinsic value. 8percent’s public disclosures (as of April 2026) highlight the scale and stability required for Yield8:

• KRW 1.31 trillion in cumulative linked-loan volume originated.
• KRW 206.1 billion outstanding across its portfolio.
• A 30+ day delinquency ratio of just 2.04% at the portfolio level.
• Annual loss rates of 0.05% (2025) and 0.01% year-to-date (2026).

Furthermore, 8percent demonstrates meaningful alignment with its investors via self-investment, boasting KRW 215.2 billion in cumulative co-investment and KRW 34.75 billion outstanding as of the same reporting period.

Bridging TradFi and Web3 on Kaia

Beyond its domestic lending operations, 8percent is actively building cross-border investment infrastructure. In May 2026, 8percent announced a strategic partnership with the Kaia blockchain.

By leveraging Kaia, which boasts access to over 250 million users via LINE Messenger, 8percent is tokenizing Korean loan receivables to make them accessible to global investors via seamless onchain settlement. This collaboration eliminates the intermediary costs and settlement delays that have historically made Korean alternative assets difficult to access from abroad.

Through KIP’s Yield8 fund and 8percent’s integration with our Layer 1 infrastructure, we are setting a powerful precedent for Korea to become a central hub for Asia’s growing RWA ecosystem. This is exactly what KIP was designed to do: move Kaia beyond speculative trading and into real-world capital allocation.

This disclosure is provided solely for transparency and general informational purposes. It does not constitute an offer, solicitation, or investment advice.