Yield8 Transparency: Structure, Compliance, and Monthly Portfolio Updates
Yield8 is a tokenized product linked to the value of the Kaia Multi-Asset Yield Fund. This page is intended to provide a baseline understanding of how Yield8 is structured, how compliance and operational oversight are managed, and how portfolio updates will be disclosed over time.
Internally, this initiative forms part of Kaia’s broader strategy in digital private credit and RWA, combining differentiated yield sources, onchain liquidity, and ongoing NAV-based transparency reporting.
This initial release serves three purposes.
- First, it explains the basic structure and compliance pathway behind Yield8.
- Second, it summarizes the fund-level fact sheet and governing framework supporting the product.
- Third, it outlines the key items that will be included in monthly portfolio updates, including performance, allocation, and major milestones.
Note: This page is provided solely for transparency and general informational purposes. It does not constitute an offer, solicitation, legal opinion, or investment advice.
Part 1. Basic Information, Due Diligence, and Compliance
1) Token contracts and onchain records
Yield8 is currently issued across two onchain environments:
- Yield8 token contract (Kaia):
0x858cd43f18b8834566a406c177a24a667e82e4d2 - Yield8 token contract (Pruv): 0x73B341566003De459c864AB9BbEFF08f6bB82c2b
For transparency, the following information can be verified onchain through the relevant explorers:
- token contract address
- total minted supply
- transfer history
- holder activity
- bridge-related movements across networks
The total initial minted supply is 2,000,000 Yield8, and the initial mint price was set at 1 Yield8 = 1 USDT.
Explorer links:
- KaiaScan: https://kaiascan.io/ko/token/0x858cd43f18b8834566a406c177a24a667e82e4d2?tabId=tokenTransfer&page=1
- Pruv Explorer: https://explorer.pruv.network/token/0x73B341566003De459c864AB9BbEFF08f6bB82c2b
2) Regulated Tokenization Pathway Under Indonesia’s Regulatory Framework
Yield8 is structured to align with the applicable digital financial asset framework in Indonesia, rather than being presented as a direct onchain transfer of legal ownership in the underlying assets.
This regulatory pathway is a core part of the Yield8 structure. POJK 3/2024 established the current activity-based framework for Financial Sector Technological Innovation and introduced the Regulatory Sandbox regime. Under this framework, sandbox participants are required to submit an operating plan, risk-mitigation measures, a consumer-protection framework, and measurable testing parameters as part of the approval and testing process.
Within this framework, the OJK approval letter states that PT Desentra Teknologi Indonesia (PT DTI) was approved as a sandbox participant for the business model of Digital Financial Market Infrastructure (D-FMI), specifically as infrastructure for the issuance of Digital Financial Assets (AKD). The approval further states that PT DTI may commence operations in accordance with the agreed testing plan, while remaining subject to applicable laws and regulations.
3) Technical risk and smart-contract audits
Technical transparency should address not only what has been built, but also what risks remain and how those risks have been assessed.
For Pruv’s tokenization stack, third-party audit reports from Hashlock provide additional technical visibility:
- In the 2nd Pruv Finance audit dated October 2025, Hashlock rated the contracts “Secure” and stated that all initially identified vulnerabilities had been resolved. That audit reported 2 medium, 3 low, and 1 QA finding, all resolved in the reviewed release.
- In the 3rd Pruv Finance audit dated September/November 2025 release materials, Hashlock again rated the contracts “Secure.”
For bridge-related infrastructure, the Hyperlane Q2 2025 Security Audit by ChainLight/Theori provides additional visibility into the security posture of the bridge layer. That audit reported 2 critical and 5 informational findings, and the two critical findings were marked “patched” in the audit summary..
4) Fund Administration, AML/KYB, and Operational Oversight
At the fund level, Ascent Fund Services Pte. Ltd. was appointed as administrator for the Kaia Multi-Asset Yield Fund. The administration arrangement covers administration, transfer agency, and registrar functions, and operates under the fund’s governing documents and applicable laws.
The administration framework includes:
- Weekly NAV reporting and investor reporting
- FATCA / CRS support
- financial statement and audit assistance
- optional investor portal access
- optional digital onboarding infrastructure
Separately, AML and customer due diligence support include:
- CDD checks
- sanctions and adverse-media screening
- investor risk rating
- ongoing monitoring
- escalation of alerts and suspicious-activity reporting
- record-keeping under the AML policy
Taken together, the operating model is not limited to token issuance. It also includes fund administration, onboarding controls, tax-reporting support, and AML / monitoring procedures across both the fund and tokenization layers.
Part 2. Fund Strategy and Governing Framework
1) Underlying Strategy
Yield8 is linked to the Kaia Multi-Asset Yield Fund and should not be understood as identical to the underlying fund itself. It is structured as a tokenized product referencing that strategy.
The broader strategy focuses on:
- digital private credit
- 8%+ target annual return
- engineered liquidity
- ongoing NAV-based reporting
- differentiated yield sources across niche markets in Asia
Underlying exposures may include categories such as ship financing, bridge loans, earned wage access, gas-station supply financing, and other RWA strategies within the Kaia ecosystem.
2) Underlying Fund Summary and Governance
The underlying fund framework is summarized below:
- Vehicle: Kaia Multi-Asset Yield Fund
- Type: Open-ended
- NAV frequency: Weekly
- Administrator: Ascent Fund Services Pte. Ltd.
- AML / CDD support: Ascent Fund Services Pte. Ltd.
- Audit support: Valaston Assurance PAC
3) Governing Documents
Key governing documents include:
- KAIA_Investment_VCC_PPM (Confidential)
- Kaia Multi Asset Yield Fund_SUPPLEMENT 1 (Confidential)
Part 3. Monthly Portfolio Updates
1) Performance overview
Reporting month: April 2026
- TVL (Total Value Locked): USD 2.0 million
- Reported Net APY (including cash reserve): 8.00%
- WAL (Weighted Average Life, including cash reserve): 4.0 months
- Reporting Frequency: Monthly
Performance Note: Reported APY and WAL are portfolio-level metrics based on the current portfolio composition and reporting methodology, and may change over time.
2) Portfolio Allocation and Project-Level Updates
Yield8 allocates across differentiated private-credit opportunities sourced through Kaia’s RWA pipeline. The current portfolio includes positions such as Galactica, Yield Core, and Forest Jalan, together with a cash reserve position, with potential expansion into additional yield sources over time.
| Project | Paid-in Capital |
|---|---|
| USDT (Cash Reserve) | $300,000 |
| Yield Core | $500,000 |
| Forest Jalan | $500,000 |
| Galactica | $700,000 |
Galactica
Investment rationale: Galactica targets financing gaps in maritime assets and ship-related credit, including bridge-loan and vessel-financing structures. The strategy is structured around maritime cash flows and long-term charter-linked financing, with PT Pelayaran Korindo highlighted as the strategic operating partner in the underlying ecosystem buildout.
Current status
- Allocation: $700,000
- Status: Active
- Website: https://investax.io/blog/galactica-successfully-closes-pegasus-2-its-second-tokenized-ship-financing-on-investax
YieldCore
Investment rationale: YieldCore addresses working-capital needs in fuel-inventory financing and receivables-backed short-duration credit. It is structured as a supply-financing strategy linked to a large commercial fuel market, supported by collateral and receivable protections.
Current status
- Allocation: $500,000
- Status: Active
- Website: https://app.yieldcorelabs.com/v2/dashboard
Forest Jalan
Investment rationale: Forest Jalan addresses financing needs linked to Indonesian MSMEs, payroll-linked lending, and earned wage access. The strategy is positioned around real business cash flows, partner distribution, and short-duration credit demand in underserved segments.
Current status
- Allocation: $500,000
- Status: Active
- Website: https://forestjalan.com/
3) Risk Management Framework
| Risk Factor | Mitigation Strategy |
|---|---|
| Credit / Default | Conservative underwriting, short maturities, collateral or covenant protections, and active monitoring |
| Liquidity Mismatch | WAL caps, maturity laddering, liquidity sleeves, and redemption gates |
| Legal / Regulatory | Engagement with jurisdiction-specific licensed partners and ongoing compliance review |
| Operational | Control accounts, waterfall payments, and independent third-party audits |
| Technology | Smart-contract audits, access controls, and real-time monitoring |
4) Milestone Updates
- April 2026: Yield8 was integrated into the SuperEarn portfolio framework.
- 1H 2026: The initial transparency page is scheduled for release.
- 1H 2026: Onchain liquidity infrastructure is scheduled to be introduced.
Closing
Yield8 represents an early step in Kaia’s RWA development. Its structure combines a defined compliance pathway, third-party technical review, fund administration, and recurring portfolio disclosures intended to improve transparency over time.
This page is designed to serve as an ongoing disclosure reference point. As the structure evolves, updates will continue to be provided on portfolio composition, operating status, and material milestones to support greater clarity around how Yield8 is structured and managed.
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